Hey, there Kristopher Fraley with the Entourage Residential Group Keller Williams Capital Properties with your NACA program decoded tip number 11 closing costs. As you may have heard through the NACA program buyers do not pay closing costs. All closing costs are covered however, it’s still strongly recommended to ask for as much closing as possible from the seller. You can use that money to reduce your interest rate. What that’s going to do is lower your monthly payment and at the same time it’s going to lower the total amount of interest that you end up paying on your loan. This is Kris with Entourage Residential Group. Get in contact with us we’d love to hear from you!